For Buyers
For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.
Buying a home is one of the most exciting times in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. When a seller lists their home they are signing with an agent for representation. Why wouldn't you, as a buyer, also want that same type of representation? My services and experience range from ....
How I Can Help
Before you start looking
Closing Costs
- Helping you arrange or explore your financing options.
- Educating you on the current market of available homes, pricing, schools, neighborhoods, local economy & more
- Evaluating properties and helping you find the home that best suits your needs
- Negotiating a price and terms you are comfortable with
- Asisst you with selecting a State Certified Inspector and through the inspection process
- Arranging for a seamless closing between you, your lender, the seller and title company.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified or better yet get pre-approved. It can possibly $ave you money, sellers look more favorably at pre approved buyers, it's a fact!!
- Choose an experienced REALTOR® (Dan Bowden) that you trust, who listens & understands your needs and is focused on providing you with 100% customer satisfaction.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
